Plus a $500 Guarantee!
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Fast Loans make it easy for the entrepreneur and owners to receive the security they need at fair rates. It takes 5 minutes to apply. The information we need is our one-page loan application and the last three months of bank statements. To secure a working capital loan and the funds to grow your company, we require one year in business, revenue of at least $20,000 a month, and a personal credit score of 550+. Apply online and get your capital the next day. Thanks to Sunwise Capital, waiting weeks for quick funding are over. Need a payment in 24 hours, with convenient repayment terms? We can help you! Are you looking to improve your company’s financial health with an eye towards real wealth? If you own a well-run business, we want to talk to you today.
Get up to $2m within 24 hours or less – Next-day funding.
Unsecured Loans don’t require you to put up cash or assets to secure a term business loan, even if you have bad credit. A traditional bank loan requires the business owner or borrowers to secure the funds with cash or assets, like real estate. Banks require three dollars for every $1 you look to borrow and a personal guarantee. Financial institutions look for near-perfect financial credibility. If you have the liquidity as collateral, you wouldn’t need the capital. Most business owners don’t have the assets to secure traditional bank loans. If they do, they can hardly risk losing them.
Sunwise Capital’s goal is to make the process easy for the borrower and entrepreneurs. We consider more than personal credit reports, collateral, or assets. We don’t ask for a ton of information. As a direct lender, we want you to have long-term access to money with low fees. The application is one page that takes less than 5 minutes. Please find out how easy it is to score an unsecured loan.
Large Loans are an option to secure $50,000 to $2M without providing lots of information. These are term loans that range from short-term to a year or two. Companies that qualify for large business loans need annual revenue from $500,000 to over $10M. The business profile includes being operational for more than three decades with FICO scores in the mid-600’s or better.
Large Loan Profile Up to $2M 1st or 2nd position 6 – 24 Months Term Loans Transaction Types
Unsecured Loans don’t require you to put up cash or assets to secure a term business loan, even if you have bad credit. A traditional bank loan requires the business owner or borrowers to secure the funds with cash or assets, like real estate. Banks require three dollars for every $1 you look to borrow and a personal guarantee.
Financial institutions look for near-perfect financial credibility. If you have the liquidity as collateral, you wouldn’t need the capital. Most business owners don’t have the assets to secure traditional bank loans. If they do, they can hardly risk losing them.
Large Business Loans
Up to $2M 1st or 2nd position 6 – 24 Months Term Loans Transaction Types – Unsecured Business Loans, Growth Capital, Consolidations
Looking for growth capital or consolidations? More significant loan amounts of $5M to $30M with 3 – 6-year terms are on a per request basis. It would be best if you met all of the following criteria. $10M plus revenue, $2M plus EBITDA, U.S. based. Both secured and unsecured, senior secured, for buyouts, acquisitions, refinance, recapitalization and growth.
Merchant Cash Advance
The Merchant Cash Advance or MCA are advances repaid through your future credit card and debit card sales. The cash advance works because they’re based on your company’s ability to repay a percentage of your daily batches. Technically, this is not a loan.
No application fee, No cost, No obligation 1-page application, the last 3 months’ bank statements You can avoid the hassle and documentation required for a traditional loan Proof that you’ve been in business six months or more Minimum annual revenue of $150,000 FICO of 500 or higher Monthly credit card volume processing of $5,000 or more.
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Business Line of Credit
Business Lines of Credit provide business owners with the capital and flexibility they need to grow and expand their business. These business lines of credit offer an alternative to the standard loan. The difference is rather than a loan with a fixed payment, the business line of credit provides the option of taking what you need when you need it. The beauty of this business loan is that it can be used multiple times when you need it most.
To qualify, the applicant needs to have a credit of 680 or better. Checking eligibility will not affect your credit score, and you can find out almost immediately whether you qualify. Need cash for your business? Want payment flexibility to help with your cash flow? Take advantage of this financial tool to get your business to explode!
Working Capital Loans
Working Capital Loans are the backbone of running a business. Capital or operating capital helps manage your day to day operations. Business owners know how critical it is to have cash on hand to pay for payroll, marketing, inventory, or the other parts of your business. Not having capital can crush your goal of sustained and increasing revenues. Most traditional lenders require outstanding credit, 3 years of operations and tax returns plus assets, and heavy personal guarantees. At Sunwise Capital, we provide unsecured capital loans that beat the banks. An easy one-page application and 3 months of business bank statements can get you approved and funded in 24 hours or less.
Growth, Expansion or Renovation
Improve Cash Flow
New Technology or Equipment
Insurance & Tax Payments
Additional Staffing or Payroll
Unlike financial institutions that require you to complete piles of paperwork and ask for your last three years of personal and business tax returns, personal guarantees, assets, or a FICO score of 720, Sunwise Capital makes getting a loan simple. All we need is a one-page application and the last three months of your business bank statements.
We work with you to make sure that you have a complete understanding of your loan options.
You get approval in 24 hours, and we can fund your loan the very next day.
Learn More About Us
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We make business loan and financing programs designed to fit the requirements of any business, including an SBA loan with a low interest rate or even invoice factoring. Whether you’re growing, buying equipment, or need capital to take advantage of opportunities, Sunwise Capital provides business loan solutions to help your business improve. We offer business loans (not a personal loan ) ranging from 6 months to 5 years. Repaying your obligation is easy with daily, weekly, or monthly payments. Our business loans make fair financing available to businesses that are unable to secure traditional business loans. We look at your flow of funds and the health of your company. For Sunwise Capital, this makes more sense than just your FICO number. The result makes it easier for us to provide what you need. Changing the way we analyze things versus the traditional bank, Sunwise Capital makes it easier to receive a business loan at competitive rates and terms.
Thank you, Vivian!! The loan is pending deposit in my account. Look forward to working with you too in the future! I do appreciate you.
– Lynn Webster
Quail Ranch of Oklahoma
Thank you again for all the help…you made it so easy…and FAST!
– Tom F
I just want to let you know that it was certainly a pleasure to speak to you. I appreciate the knowledge and instruction that you demonstrated to me. I look forward in working with you.
– D. Griffin
Tri Commercial, Inc.
And thank you both! You were terrific to work with! I really appreciated you both putting up with all my questions and your patience and help!! I couldn’t have done it without you!
– Chad H.
C. H. Construction