In order to qualify for a small business loan, the following requirements must be met:
Sunwise Capital does not rely solely on personal credit, but focuses more on the health of your business, which needs $150,000+ of yearly revenue to quality.
Loans can range anywhere from $10,000-$2,000,000 per applicant. Larger loan amounts are available upon request.
We make available a number of small business loan programs that are designed to fit the requirements of any small business.
We offer you business loans terms ranging from 6 months to 10 years. We also make repaying your business loan easy with simple terms ranging from daily, weekly and monthly payments. We offer fixed-rate loans with annual interest rates starting as low as 5.49%.
Many clients need cash, and our experts can help you get the cash you need for your business with our unsecured business lines of credit.
Contact the Sunwise Capital team to learn more about smart balance transferring.
The interest rate is dependent on the type of loan applied for and taken out. These rates can range from 5.49% to double-digit rates. Please contact Sunwise Capital for specific rates.
Next day funding amounts to up to $500,000.
We require a credit score minimum of 500. However, this does not guarantee eligibility, and other requirements must be met to qualify.
Sunwise Capital has no broker or set-up fees for online business loans.
Yes, you can get an online loan with bad credit. We require a FICO score of 500 and base other qualifications on the health of your business.
Funds will be automatically withdrawn from your business bank account on a monthly, weekly, or daily basis, depending on your situation.
Yes, you can get a business loan with bad credit. We base our qualifications on more than just your credit score. You’ll need to be in business for at least a year, have annual revenue of $150k or more, and meet a few other requirements to qualify.
No, our loans are unsecured, meaning we do not require any collateral to qualify. However, we do offer loans secured by personal guarantees (SBA loans) or by physical assets for those that are looking for lower rates.
Funds will be directly deposited into your bank account as quickly as 24 hours, or even the same day in some instances.
Yes, you can apply for additional funds.
Approval with Sunwise Capital is easy. You’ll be approved within 24 hours.
As long as the bankruptcy discharge is twelve months or more, it will not be an issue for receiving your Sunwise Capital loans.
We approve loans based on the health of your business overall. Though your personal credit plays a role, it is not the only factor determining your eligibility.
No, Sunwise Capital does not charge any monthly premiums or broker fees.