Business Loans Georgia
There is no doubt in our minds that if Atlanta were near the beach, it would easily be one of the largest cities in the country. The weather is great. Especially for those who love to see a little snow. The state is lush, and if you love long, winding, and hilly roads, then Georgia‘s your state.
With some great institutions of higher learning, especially Georgia Tech, the city is kept alive by a young, diverse, well-skilled, and trained population.
Because of these spectacular facts about Georgia, Sunwise Capital can provide the best Georgia business loan interest rate and repayment terms for the entrepreneur and Georgia small business owners.
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Here is a sample of business loans Georgia style:
Norcross, GA – Art Gallery
Art Gallery This art gallery wanted capital for a trade show. Her credit rating is low with several dings. Her bank refused to fund. We loaned her $12,000 for six months with a short term loan. The client was ecstatic.
Atlanta, GA – Sushi Restaurant
This greater Atlanta sushi restaurant is looking to add a patio renovation right away. We offered a loan program for $50,200 and a term of six months using a merchant cash advance. Unlike the bank, we did not require their tax transcript nor ask the borrower for financial statements, business plan, or collateral.
Dalton, GA – Kitchen & Bath
Cabinets and Countertops. The company needs a financing option for materials and supplies. The business owner has multiple tax liens. We provide working capital of $45,056 for 9 months.
Snellville, GA – Security Systems
This Gwinnett County company is looking to expand business with more inventory and staff. They have credit challenges with many NSF’s. We provided a loan amount of $9,427 for six months initially with a cash loan.
As a lender, we promise all our Georgia small business owners, more money with better rates and terms for our returning clients. Our Security Systems company took $29,655 for 12 months with a term loan to fund the second loan. The client returned for the 3rd term loan and funded $42,160 for 12 months and the 4th loan for $40,000 for ten months.
Within 27 months, as a lender, we were able to fund a total of $121,242 on business initially generating $260K in annual revenue. This financing provided assistance with revenue growth, job creation, and economic development in the county.
Lawrenceville, GA – Wholesale Coffee
Business is increasing doing close to $1.5M per year. Wants to buy more equipment to grow and banks are declining him. This Georgia business owner is looking for $150K to $200K in equipment financing from the bank. Challenge is credit is 560. The initial loan for $37,500 for six months. Business grows with our small business loan to over $1.5M and then re-borrows $85,727 for 14 months. Comes back to add more as growth is strong and borrows $46,763 for 13 months. He now has a 660-credit score; revenue is trending to $1.7M and now has 3,400 customers.
Decatur, GA – Mortuary
Thirty-one-year-old business is doing $4.5M. Wants to renovate several things like asphalt, carpeting, etc., to improve his real estate. The company is looking for a lender because it needs $50,000 immediately. His business is considered high risk due to industry type and business credit. We provided this funeral parlor with $200,000 for 15 months with a capital loan.
Alpharetta, GA – General Contractor
This home improvement and roofing contractor does over $2M in annual revenue and needs $50,000 to $75,000 in 7 days for growth. He is looking at a 30% ROI in 90 days. His personal credit is poor so an SBA loan is out of the question. He borrows $100,000 for 14 months with a term loan. He was then looking to open a new market plus add a sales staff. He takes a short term loan for $100,000 for ten months. He returns a 3rd time and borrows $150,000 for one year. He borrows another $150,000 for 12 months just recently. Within two years he borrows $500K.
As a result of COVID-19, Sunwise Capital was ready with Economic Injury Disaster Loan assistance.
Georgia.org ranks Georgia as follows:
There are 704,315 registered establishments in Georgia (SOS: 5/1/17)
According to the Georgia Department of Labor, 302,499 business establishments represented GA employment in the 3Q of 2016; of those:
99.8% are categorized as small (fewer than 500 employees)
97.7% employed fewer than 100
94.7% employed fewer than 50
78% employed fewer than 10 according to Georgia Chamber.
Georgia ranks #1 (4th year running) in the US for best state for business (Site Selection, 11/16)
Georgia ranks #1 (3rd year running) in the US for best state for business and #1 in workforce development programs (Area Development, 9/16)
Best Large Cities in Georgia to Start a Business: Atlanta #24, Augusta #64, Columbus #67 (WalletHub, 5/16)
Georgia ranks #5 in the US for the greatest number of women-owned firms; Metro Atlanta ranks #5. GA ranks #2 in growth in the number of women-owned businesses and #7 in growth in economic clout of women-owned firms (American Express OPEN, 5/16)
Georgia ranks 4th in the US for top states for aerospace manufacturing attractiveness (PWC, 7/16)
Georgia Tech (#15) and University of Georgia (#17) rank in the top 25 public colleges in the US (Forbes, 7/16)
Georgia scores an “A” for small business friendliness (Thumbtack, 6/16)
Georgia ranks #11 in the US as a top exporting state (Trade & Economic Analysis, 6/16)
Georgia ranks #4 in top states for small business financing (NerdWallet 1/16)
Atlanta ranks #2 for Next Top Tech Towns (big tech hubs that are still affordable) (Realtor.com 3/17)
The city of Atlanta leads Sunbelt states in attracting 25-34-year-olds with college degrees (Savills Studley 3/31)
Decatur ranks #11 for Best Cities for Entrepreneurs (BusinessClimate.com, 9/16)
Sandy Springs wins Yelp’s first ever Bizzie Award celebrating the most customer-friendly small businesses and communities in America (Yelp Inc., 8/16)
Atlanta ranks 9th among the top 50 technology meccas in the US. (CBRE, 7/16)
Atlanta ranks #1 for the most mobile-friendly city in the US (NerdWallet, 7/16)
Atlanta gets an “A” for small business friendliness in these categories: overall friendliness, ease in starting a business, regulations, health & safety, employment, labor & training, tax code, licensing, environmental, zoning (Thumbtack, 6/16)
Atlanta ranked as the fourth-best tech hub in the US (InfoWorld, 6/16)
Atlanta is the #9 best city in the US for recent college graduates (NerdWallet, 3/16)
Atlanta’s women-owned businesses grew 3rd fastest in the US from 2007 to 2012 (Center for an Urban Future, 3/16)
Three Georgia cities rank amongst the most educated places in the US: Atlanta (25), Cumming (41) and Marietta (42) (DegreeQuery.com, 2/16)
Atlanta ranks as the best city in the US for web developers to move to (SpareFoot.com, 1/16)
Atlanta ranks 7th in the US as the best city to launch a startup (DataFox, 1/16)
Is it any wonder why Sunwise Capital loves doing business in Georgia? From Atlanta (Hotlanta to the locals) to Augusta (home of the Masters Golf Championship) and Alpharetta to Columbus, we provide the best small business loans that make the “Peach State” a perfect place for business.
Is it any wonder why our business loan for women makes sense in the state that is the fastest-growing for three straight years in the number of women-owned firms? These savvy female small business owners all strive to be top-notch entrepreneurs.
Since Atlanta ranks #7 for best places to launch startups as entrepreneurs, then it makes sense that we provide all Georgia startups with The Truth About Getting Startup Loans
According to the Waycross Chamber of Commerce the top 10 cities to start a business in Georgia are:
4. Garden City
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