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Massachusetts Business Loans 

Sunwise Capital‘s small business loans in Massachusetts are like the Minutemen.

We are ready to support all Massachusetts small businesses, with fast and easy access to working capital loans and other business loans in Massachusetts at a moment’s notice. Sunwise Capital can offer you a commercial loan, term loan, or SBA loan (Small Business Administration). As a lender, we will structure a financing option that meets your small business needs.

 

Available to Massachusetts Business Owners

Massachusetts businesses can be confident that we have the technology to get you approved in 24 hours (or less) and get you financing and funded in one to two days.

Whether it’s a small business loan for a bakery in on Causeway Street or the Plumber in Plymouth, we offer several financing options.

Let’s face it; with the Celts, Sox’s, Pats, and the B’s how can you not like doing business in Massachusetts?

Everyone in Boston likes a winner, right? You expect only championship play from your teams and you expect the same from the businesses that support the city and state.

 

We are Commercial Lenders Offering Financing Programs for Massachusetts (Including Boston) Small Business

Why do business owners from Cape Cod to Lennox love Sunwise Capital?

As one of the best online and alternative lenders, everyone knows that Sunwise Capital delivers Boston, MA the type of business assistance that makes a difference. We can help with your operating expenses, purchase inventory and funding needs up to $2M. Many of our financing options come with no traditional personal guarantee, no assets, or collateral, even if you have a poor credit score.

To gain access to business loans in Massachusetts, you must be smaht. Right?

That’s why you need to check out Mass.Gov before you open your doors. Nonprofits and those looking for a grant need to check out https://massachusetts.grantwatch.com/. You can also find assistance at the Massachusetts SBDC.

From the Dunkie’s in Southie to the Mahty’s or some other packie, small business and commercial loans keep the city business owners flush with working capital.

All kidding aside, what makes Boston and the metropolitan area such a hotbed for startups and small business?

Is it all the women entrepreneurs, business development centers, or the simple fact that Boston and New England have always been the center of economic development? Maybe it’s all the smahties at Harvard that created the social media explosion.

Everyone knows some of the best colleges and universities in the country are in Boston and the surrounding area. While Massachusetts may be one of the smallest states in the country, it’s economy rocks.

 

How to Start a Business in Massachusetts

Thirteen of the Fortune 500 companies call Massachusetts home. If you’re thinking of starting a business, you need to check out Startup Savant.

 

The key is getting started now.

If you do move forward with your business, Massachusetts small business loans will be critical to your success.

Sunwise Capital offers several options whether you are just starting or you’ve been around for a long time. Our business and commercial loan competes directly with the bank, credit unions, and business banking institutions. We provide growth capital and provide a number of loan programs with loan rates that easily compete with the banks. These loan programs include short term loans, SBA loans ( including the 7a loans, SBA express loans, and SBA loans for real estate) and payroll.

At the onset of the pandemic, we provided funding to small business owners with the PPP loan and SBA disaster assistance (through the economic injury disaster loan) through our SBA lender (and the Government loan fund). Fortunately, we were able to fund quickly (unlike the bank or a traditional lender). This financing enabled the borrower to keep their employees paid (and not have to file unemployment) during the onset of the crisis.

Some of the advantages we offer are several different loan program term options along with the resources available to help guide your growth and expansion. These include small business loans with bad or poor credit. We can work with you even if your credit or FICO score is 500 (or higher).

SALON WHOLESALER

This wholesaler of salon and hair products has a FICO credit score just a touch over 450. This women’s business is a home-based business. Her revenue had dipped from $692K to $561K last year. However, she has a hair show and needs the funds to ramp up sales.

Most traditional lenders like banks are definitely out of the picture when considering conventional loans, especially with poor credit. There is no way they would ever consider this type of client.

Sunwise Capital wants to hear your story. We are an old-fashioned family run business when it comes to relationships.

We believe in building them.

This wholesaler and distributor had a great story and became one of our many success stories. It was compelling, and it made sense. Getting some additional funding in the form of a business cash advance would provide the working capital necessary to get back on track.

Moreover, it would create an opportunity to get the business back to its peak form without putting undue strain on the cash flow. The challenge was they needed to fund quickly and the owner did not have the best credit.

We gave this company a $40,000 merchant cash advance for 12 months at a rate of 1.37. That means that he borrowed $40,000 and will repay a total of $54,800.

Before you fall to the floor and say, “NA-AH,” and that’s “THAT’S TOO FRICKIN EXPENSIVE,” or ‘YOU MUST THINK I’M A CHOWDAHEAD,” let’s think about this for a minute.

  • This company is a home-based business.
  • The business owner has a credit score of 450 or so.
  • His revenue is declining.

 

You tell me. If this was you – would you lend this womens business any money?

I didn’t think so.

 

Sunwise Capital steps up to the plate TO CREATE A LOAN PROGRAM when everyone else runs away (ESPECIALLY THE BANK).

Why?

It’s simple. Her request for money made sense, and the owner could back it up with facts and figures.

Not only do we lend to those who have challenges we also provide funds at highly competitive rates and terms.

We are so confident we even have a $500 Guarantee to back it up.

 

Boston SBA Loans

Sunwise Capital also specializes in SBA loans. You’ll find that we can pre-qualify you literally in five minutes for our Small Business Association business loans.

Why go to your local bank to be tortured with a ton of paperwork only to find out days or weeks later that you do not meet their minimum standards.

We’ll provide you the technical assistance to make the process smooth and easy.

Once we pre-approve you for our loan program and submit the initial application and paperwork we can fast track your loan application. These loans can be used for most business purposes including startup, purchase inventory, working capital, or real estate. Just remember, this financing is a credit-driven loan and you need at least a 700 credit score.

You’ll find that we have the best deal going with rates as low as 7.75% and loans up to $5M with long repayment terms from 10 to 25 years. Our bank relationships are aggressively looking to get capital financing on the street.

Whether it’s Massachusetts working capital, debt refinance or commercial real estate, we’re ready to help you.

Our process is Fast, Easy, and Secure.

We have a streamlined online application process. This process increases the likelihood of and approval.

We are trusted and loved. Just read our verified reviews.

 

Call us now at 888-­456-9223 and speak directly with an underwriter.