Business Loans New York | New York state small business loans, like everything else in New York, are a dime a dozen.There seems to be a business lender around every corner. So how do you decide who is selling the high pressure, high risk, high interest rate loans on Canal Street versus the top alternative lenders that offer low-interest rate business loans with the best terms?

Well, look no further than Sunwise Capital. We provide a sensible, straightforward approach to business lending.

We offer NYC business solutions from SBA 7a loans to merchant cash advances.

As one of the best alternative business lenders in the United States, we offer highly competitive rates and terms.


Our New York loan programs offer a wide range of funding options, including:


  • Daily Payments, Weekly Payments and Monthly Payments
  • One-page Loan Application
  • Loan terms ranging from 3 months to five years
  • Commercial Real Estate SBA Loans up to 25 years
  • Rates starting as low as 5.49%
  • Cash Advance, Line of Credit and Term Loans
  • Fix & Flip Real Estate and Rental Property Loans


Who has time for a salesman?


At Sunwise Capital, we get right to the bottom line. Our no hassle approach gets you straight to the underwriter.

There is no hype or drama. No BS. Just the facts and figures.

Do you want the facts? We give you the facts. No hype. No BS.


Startup Small Business Loans in NYC

Whether you are looking for startup business loans with bad credit or the best options for startups on SBA loans, we can help you.

Based on our years of experience and our ability to get you funded means more money to you. On top of that our returning customers get more money at better rates and better terms.

Our goal is to be a lifetime business resource to your growth and expansion.


It’s not just for startups

Sunwise Capital provides small business loans to over 700 industries and local business in all 50 states. From doctors and dentists to auto repair and mechanics, our average business client is seven years old with close to a million dollars in annual revenue.

We work with companies that do anywhere between $15,000 a month in revenue to $15M a year or more.

We have loans for people with bad credit to term loans that will make the banks blush with rates starting at 5.49% for with terms up to 5 years

What this means to you is a long-term relationship with a lender that is all business.

We don’t have to tell you that getting a small business started is tough enough, do you agree? Securing the working capital to fund that business doesn’t have to be that difficult.

That’s why we offer a streamed-line approach to getting you the money you need. Once we receive your one-page application and three months of business bank statements, we can have you approved in 24 hours or less.


Fast & Easy Business Loans

Need the money in a hurry? Everyone knows New Yorkers are in a rush. Right?

You must move fast to survive the city. We get it. That’s why we offer same day funding for those emergencies. Just let us know. If the amount is $50,000 or less, chances are we can do it. Need more? Get up to $150,000 within two business days. Business owners can get up to $2M without business plans.


How to start a business in NY with no money

Starting a small business NY is no easy task, right? The sheer volume of competition makes the odds of survival low. Let’s face it; nationally most new businesses don’t make it past the first year.

That’s why Sunwise Capital provides you with the best information to make sure you do things right, the first time.


New to Business?

Whether you are you’re contemplating or in the initial phase of starting a business, then we’d highly recommend reading our Authoritative Guide on Building Business Credit.


How do I start a small business in New York?

Starting a business in NYC requires a checklist. There are too many rules and regulations that can keep your dreams from unfolding.

If you’re serious about getting financing for your business, then you must comply with all the local, city and state regulations.

Sunwise Capital wants to help you stack the deck. That’s why we show you how to get a business loan.

We also suggest checking out “what’s required to do business in New York City?


Here you will find the seven steps to help you.


They are:

  • Create a Business
  • Register Your Business
  • Finance your Business
  • Search for and Plan Your Space
  • Prepare to Open
  • Hire a team
  • Open and Operate

You may also want to check out New York Business Express. This portal is another fantastic resource which gives you the advice necessary to navigate how to obtain a business license in NYC to how to register a company in NY